Moneymind — AI-Powered Personal Finance App

Moneymind — AI-Powered Personal Finance App

Moneymind is an AI-powered personal finance app you can actually ship — a Flutter mobile app on a Firebase backend, sold as clean, production-grade source code. Unlike the “AI finance” templates that are just UI mockups, Moneymind’s AI is wired up and functional: a receipt scanner, a finance coach, spending forecasts, smart categorization, anomaly detection, a health score, and budget/savings generators all run for real — behind a dual OpenAI + Gemini backend, server-side, so no AI keys ever ship in the app.

It’s offline-first (Drift/SQLCipher on-device is the source of truth, Firestore reconciles) and single-user personal finance — one person tracking their own money. Not multi-user, family, or a marketplace.

Demo APK: https://drive.google.com/file/d/1lGR1qymSMPyJPmDVk-IrDMyWlElue-UZ/view?usp=sharing
Demo account: create one in your own Firebase Auth — Moneymind uses live sign-up (no seeded demo credentials).
️ Live admin panel demo (Next.js ops console): https://moneymind.devsnack.dev/login — sign in with admin@demo.com / 123456

Feature highlights

• Functional AI — receipt scan (GPT-4o Vision), coach chat, forecast, anomalies, health score, AI budget generator, savings plan, subscription detector
• Multi-currency wallets with live FX rates (plus manual fallback)
• Budgets, recurring rules, debts, savings goals, and charted reports
• App lock — PIN + biometric + auto-lock
• Google + Apple sign-in (Apple shown on iOS only) plus email/password
• Local notifications — budget / recurring / debt / goal alerts + weekly recap
• Monetization built in — RevenueCat subscriptions + AdMob (banner + interstitial), all Remote-Config-gated, with a server-enforced free tier
• ️ Admin panel included — an optional Next.js ops console: user growth, AI spend, a validated Remote Config editor, billing, system health, audit log, and access control
• Warm Minimalist design system — Material 3, Sora type, light + dark
• Offline-first — Drift/SQLCipher, works with no network

Tech stack

• App: Flutter 3.x, Dart 3.11
• State / routing: Riverpod 3 (hand-written providers), GoRouter
• Local DB: Drift (SQLite) + SQLCipher
• Charts / fonts: fl_chart, google_fonts (Sora)
• Backend: Firebase Auth / Firestore / Storage / Functions / Remote Config
• Functions: Node 22 + TypeScript
• AI: OpenAI + Gemini (dual, runtime-switchable)
• Monetization: RevenueCat, Google Mobile Ads
• Admin panel (optional): Next.js 16 + React 19, Tailwind CSS v4, Firebase Admin SDK (deploys on Vercel)

What’s included

• Full Flutter source (apps/mobile) + Firebase Functions source (apps/functions) + the Next.js admin panel (apps/admin)
• Drift schema + migrations; mirrored Firestore schema + security rules + the one composite index
• Warm Minimalist design system (Material 3 ColorScheme + Sora type + shape/spacing tokens), light + dark + system
• 18 Cloud Functions (9 AI callables, 2 subscription callables, FX rate, RevenueCat webhook + entitlement refresh, 3 schedulers, 1 auth trigger)
• Admin ops console — dashboard, users, AI usage & cost, Remote Config editor, billing, system health, audit log, access control; gated by a Firebase Auth custom claim, with a read-only demo mode
• Server-side AI quota + rate limiting with a premium bypass
• RevenueCat subscription stack + AdMob, both Remote-Config-gated
• App lock (PIN + biometric + auto-lock) and local notifications
• Google + Apple sign-in
• Full documentation (index.html, quick-start.html) + the RevenueCat and admin-panel setup guides
• 6 months email support, lifetime updates

Requirements

• Flutter 3.x and a Firebase project on the Blaze plan (Cloud Functions require it)
• An OpenAI or Gemini API key (your usage, your spend)
• Optional RevenueCat + AdMob accounts (free tiers available)
• Apple Developer + Google Play Console accounts for store distribution

Quick setup

1. Install deps: pnpm install (repo root) and flutter pub get in apps/mobile.
2. Wire your Firebase project: flutterfire configure from apps/mobile.
3. Set the 5 Function secrets, then deploy Firestore rules, indexes, storage, and functions.
4. (If you change models) run build_runner with --delete-conflicting-outputs.
5. Run the app and sign up.
6. Publish the Remote Config keys (RevenueCat, AdMob, free-tier ceilings, prices).
7. Configure app signing, then build releases for Play Console / App Store Connect.
8. Optional: deploy the admin panel — pnpm -F admin grant-admin you@example.com --create, then import the repo on Vercel with root directory apps/admin.

In-app pricing

Support

Email devsnack26@gmail.com · WhatsApp +855 96 741 3911 — 6 months bundled (setup help + bug fixes). Your Firebase project, AI keys, RevenueCat/AdMob accounts, and store accounts are your responsibility; we provide the setup walkthroughs, not the accounts or hosting.

Changelog

1.1.0

• New — admin panel — an optional Next.js 16 ops console (apps/admin): dashboard, users, AI usage & cost, a validated Remote Config editor, billing, system health, audit log, and access control. Gated by a Firebase Auth custom claim, read-only demo mode included, and every read is server-side so your security rules stay unchanged.
• New — admin backend — an aggregatePlatformStats daily scheduler, plus a monthly usage rollup, to feed the console (18 Cloud Functions total).
• Deployment — the admin panel now deploys on Vercel (documented end to end), with a container / Cloud Run path also supported.
• Android release build — explicit compileSdk 36, release signing read from a gitignored key.properties with no debug fallback, and R8 minification + resource shrinking with keep rules.
• Fixes — core library desugaring for local notifications; re-login onboarding, form validation, wallet restore, and month-summary corrections; Apple Sign-In shown on iOS only.
• Packaging & security — the seller’s Firebase config no longer ships in the buyer zip, and the packaging step now scans tracked files for secret-shaped values before building.
• Docs — a full app-signing section and the admin-panel setup guide.

1.0.0 — Initial release.